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The State Pension is paid to people who have reached pension age (60 for women, 65 for men) who fulfil the National Insurance contributions conditions. Parliament has passed legislation to equalize pension age at 65 for men and women. The change will be phased in between 2010 and 2020 and will not affect anyone born before 6 April 1950. The Department for Work and Pensions is the Government department responsible for State pensions and benefits.

The full weekly rates are:

An extra 25p is payable when you reach the age of 80.

The basic state pension is paid to everyone. The level of pension you get depends on the amount of National Insurance contributions you pay over your working life. Sometimes more relevant is the Pension Credit, which replaced the Minimum Income Guarantee in October 2003. The Pension Credit is the level at which the State will give you in retirement. Currently, the Pension Credit ensures you'll get a minimum of stands at £105.45 as a single person and £160.95 as a couple. A full state pension for a married couple taken together with the Pension Credit is just over £8,400 a year.

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