Use Pension Angel as a comprehensive guide to all pensions throughout Britain. Pension Angel covers the most widely searched terms and keywords associated with pension and personal retirement savings plans
Transferring from one pension scheme need not be a hassle and if you are in a stakeholder style pension currently there shouldnt be any penalties in transferring pension schemes. The majority of people transfer pensions when they change jobs and the company has a pension plan, before you leave your job talk to the company accountant to see if you can continue your pension with the same pension company or if you must transfer pension schemes to your new employeer's pension scheme. Most company pension schemes allow past employees to continue their pesnion without the employer putting any money or company bonuses into your pension fund, so that at the time of your retirement you could have more than one pension to help keep you comfortable in your golden years.
There may be fairly stiff transfer charges if you are transferring from a group personal pension scheme in which you have a personal pension (linked to other employees in the same company) and you should seek professional pension advice in this case. Each pension case is slightly different so an experienced pension advisor will be able to tell you if it is worthwhile transferring pension schemes and how to avoid pension transfer charges.
View the options...
Pension Advice
Find reliable Pension advice from professional Pension advisors. Pension advisors can help you by suggesting ways to get better returns from your pension scheme and will advise you on returns from your pension scheme taking into account tax and pension fees.
Pension Advisors...
- Pension Companies
Allow the pension companies to bid against each other for your business.. - Personal Pensions
Contribute to a personal pension plan in addition to your state pension. - State Pensions
Learn about how much to expect related to your national insurance contributions. - Pension Service
Take the groundwork out of keeping up with the latest pension developments. - Stakeholder Pensions
Make a personal investment for pension purposes or get a stakeholder pension through your union. - Pension Transfers
Avoid pension transfer charges when changing jobs or transferring pension schemes.